International Travel Insurance
Europe, Asia, or anywhere worldwide, we got you covered.
Your SAGITARIES/FPG Global Travel Protection Table of Benefits
Benefit | Classic (USD) | Elite (USD) | Prestige (USD) |
|---|---|---|---|
Personal AccidentFor child from 4 weeks to 17 years or person above 70 years old | $20,000* 50% of total PA benefit | $50,000* 50% of total PA benefit | $100,000* 50% of total PA benefit |
Medical Treatment / Expense | Up to $20,000 | Up to $50,000 | Up to $100,000 |
Medical Evacuation and Repatriation | Actual Expense(subject to maximum limit of the plan) | Actual Expense(subject to maximum limit of the plan) | Actual Expense(subject to maximum limit of the plan) |
Emergency Dental Care | Up to $200(deductible $60) | Up to $200(deductible $60) | Up to $200(deductible $60) |
Return of a family member traveling with the Insured | Actual Expense | Actual Expense | Actual Expense |
Repatriation of Mortal Remains | Actual Expense | Actual Expense | Actual Expense |
Escort of Dependent Child | Actual Expense | Actual Expense | Actual Expense |
Travel of one immediate family member / Compassionate Visit | Travel Cost plus $100 / day(Max of $1,000) | Travel Cost plus $100 / day(Max of $1,000) | Travel Cost plus $100 / day(Max of $1,000) |
First Medical Assistance | Up to $500 | Up to $500 | Up to $500 |
Delivery of Medicines | Included | Included | Included |
Personal Liability | Up to $25,000 | Up to $30,000 | Up to $30,000 |
Trip Cancellation | Up to $1,500(deductible $30) | Up to $2,000(deductible $30) | Up to $2,000(deductible $30) |
Trip Curtailment | Up to $1,500(deductible $30) | Up to $2,000(deductible $30) | Up to $2,000(deductible $30) |
Delayed Departure | Up to $100 | Up to $200 | Up to $200 |
Missed Connecting Flight | Up to $100 | Up to $200 | Up to $200 |
Flight Diversion | Up to $100 | Up to $200 | Up to $200 |
Aircraft Hijacking Cover | $50 / day(Max of $500) | $100 / day(Max of $1,000) | $100 / day(Max of $1,000) |
Delay in the arrival of Luggage | Up to $40 | Up to $100 | Up to $100 |
Compensation for in-flight loss, robbery or destruction of checked-in luggage | Up to $750subject to a limit of $150 for any item(deductible $30) | Up to $1,000subject to a limit of $150 for any item(deductible $30) | Up to $1,000subject to a limit of $150 for any item(deductible $30) |
Location and forwarding of luggage and personal effect | Included | Included | Included |
Emergency Communication Expenses | Up to $100 | Up to $100 | Up to $100 |
Loss of Travel Documents | Up to $300 | Up to $300 | Up to $300 |
Loss of Personal Money | 25% of loss amount(Max of $200 limit) | 25% of loss amount(Max of $200 limit) | 25% of loss amount(Max of $200 limit) |
OTHER ASSISTANCE | |||
Relay of urgent messages | Included | Included | Included |
Long distance medical information service | Included | Included | Included |
Medical referral/appointment of local medical specialist | Included | Included | Included |
Connection Services | Included | Included | Included |
Car Rental Protection | Up to $4,000 | Up to $4,000 | Up to $4,000 |
Accidental Burial Assistance | $500 | $500 | $500 |
PRICING
Table of Premium (USD)
Number of Days | Classic | Elite | Prestige |
|---|---|---|---|
4 | $10.50 | $18.00 | $30.00 |
6 | $14.50 | $27.00 | $45.00 |
8 | $19.50 | $30.00 | $50.00 |
10 | $21.50 | $34.00 | $57.00 |
15 | $24.50 | $41.00 | $68.00 |
21 | $31.50 | $51.00 | $85.00 |
25 | $35.50 | $61.00 | $102.00 |
30 | $41.50 | $67.00 | $112.00 |
37 | $48.50 | $77.00 | $129.00 |
44 | $53.50 | $89.00 | $149.00 |
51 | $60.50 | $99.00 | $165.00 |
58 | $66.50 | $110.00 | $184.00 |
65 | $71.50 | $119.00 | $199.00 |
72 | $73.50 | $122.00 | $204.00 |
79 | $79.50 | $132.00 | $220.00 |
86 | $84.50 | $141.00 | $235.00 |
93 | $96.50 | $147.00 | $245.00 |
100 | $105.50 | $157.00 | $262.00 |
107 | $112.50 | $170.00 | $284.00 |
114 | $118.50 | $177.00 | $296.00 |
121 | $125.50 | $190.00 | $317.00 |
128 | $131.50 | $205.00 | $342.00 |
135 | $138.50 | $218.00 | $364.00 |
142 | $144.50 | $226.00 | $377.00 |
149 | $151.50 | $238.00 | $397.00 |
156 | $157.50 | $247.00 | $412.00 |
163 | $164.50 | $258.00 | $431.00 |
170 | $170.50 | $267.00 | $446.00 |
177 | $177.50 | $275.00 | $459.00 |
180 | $190.50 | $283.00 | $473.00 |
Annual Premium(Frequent Traveler) | $284.50 | $431.00 | $720.00 |
Annual Premium(max of 365 days) | $314.50 | $482.00 | $805.00 |
OPTIONAL BUY BACK COVERAGE
REPATRIATION OF MOTAL REMAINS - 5% Surcharge
due to pre-existing condition up to USD 20,000 on all plan destination and limit options except for USD 10,000 Medical Pllan where the limit for this subject benefit shall only be up to USD 10,000 only
HAZARDOUS NON-PROFESSIONAL SPORTS - 100% Surcharge
Applicable to Adventure Sports excluding Competitive, Winter Sports and Extra Hazardous Sports
SPORTS EQUIPMENT (part of the policy sub-limit for checked-in luggage) - 50% Surcharge
Covers Breakage or scratching of sports equipment whilst checked-in and declared to the airline company. Subject to declaration of sports items upon issuance of the Travel Policy
Fragile objects are not covered
CRUISE COVER - 26% Surcharge
This is applicable for INTERNATIONAL CRUISE PROGRAM which may:
start from the Philippines via cruise or;
trips that commence via Commercial Airline
Geographical Coverage
ASIA - Provides Asia cover, excluding The Philippines, Japan, Australia, New Zealand and Middle East Countries
WORLDWIDE - Provides worldwide cover, excluding The Philippines
SCHENGEN - Provides cover on the following Schengen Countries
1. Austria | 8. Germany | 15. Lithuania | 22. Slovakia |
2. Belgium | 9. Greece | 16. Luxembourg | 23. Slovenia |
3. Czech Republic | 10. Hungary | 17. Malta | 24. Spain |
4. Denmark | 11. Iceland | 18. Netherlands | 25. Sweden |
5. Estonia | 12. Italy | 19. Norway | 26. Switzerland |
6. Finland | 13. Latvia | 20. Poland | |
7. France | 14. Liechtenstein | 21. Portugal |
Exclusions
Pre-existing conditions
Suicide & self-inflicted injuries
Illness or pathological states caused by the voluntary consumption of alcohol, drugs, toxic substances, narcotics or medicines acquired without medical prescription as well as any kind of mental illness or mental imbalance
Extraordinary natural phenomena such as floods, earthquakes, landslides, volcanic eruptions, etc.
Events arising from terrorism, mutiny or crowd disturbances
Injuries resulting from competitions, sports & training tests
Wars with or without prior declaration, and any conflicts or International interventions using force or duress
Terms & Conditions
All applications for insurance coverage are subject to approval of SAGITARIES INSURANCE / FPG and conformity with SAGITARIES's Travel Agreement International prior to insurance quotation or policy commencement.
Age elibigility
Minor: 4 weeks to 17 years old
Adult: 18 - 80 years old
For person aged between 60 and 65 years old, subject to 50% premium surcharge
For person aged between 66 and 75 years old, subject to 100% premium surcharge
For person aged between 76 and 80 years old, subject to 150% premium surcharge
Annual cover for frequent travelers provides unlimited trips but not to exceed 180 consecutive days per trip
Europe Schengen Visa requires Elite cover
FAQs
What is Travel Insurance?
Travel Insurance is your protection in the event that an accident or sickness occur while you are travelling outside or within the Philippines.
What are the benefits of having a Travel Insurance?
The SAGITARIES INSURANCE / FPG Travel will keep you worry-free given the numerous benefits under the international and domestic travel where losses of money/belongings and accident are covered.
When does your Travel Insurance begin and end?
The Insured is covered whilst travelling, the coverage commences upon entry to the Airport in the Philippines and terminates upon exit of the Airport in the Philippines.
What is the age limit for a person covered under Travel Insurance?
For International Travel covers up to 80 years old
For Domestic Travel covers up to 70 years old
How can I claim under Travel Insurance?
SAGITARIES INSURANCE / FPG Travel has a 24/7 hotline (+632) 459-4768 and a dedicated personnel who will attend to you while you are outside the Philippines. For Domestic Travel, you can call (+632) 859-1200 or (+632) 944-1300 for immediate assistance.
Can I still buy Travel Insurance even if I have pre-existing condition?
Yes, you can still purchase travel insurance. However, SAGITARIES INSURANCE / FPG Travel International can only cover pre-existing conditions up to US$ 500. Whilst, domestic travel does not cover pre-existing conditions.
What if after purchase of the Travel Insurance I was declined by the Embassy, can I cancel my Travel Insurance and refund the premium?
The company will grant your request for policy cancellation upon submission of proof of denial for Visa application form the Embassy. The premium will be refunded except for the documentary stamps and taxes paid to the government.
If I travel frequently for a year, can I avail of an annual Travel Insurance?
Yes, SAGITARIES INSURANCE / FPG Travel International provides annual cover for frequent travelers with unlimited trips but not to exceed (180) consecutive days per trip.
What are the advantages of our SAGITARIES INSURANCE / FPG Travel (International) compared to others?
- It provides cashless claim settlement
- It covers up to 80 years old
- It provides worldwide cover excluding the Philippines
- No medical application requiredDoes the SAGITARIES INSURANCE / FPG Travel offers a family package at a discounted rate?
Yes, SAGITARIES INSURANCE / FPG Travel International provides a family package with a maximum of four (4) family members.
