Domestic Travel Insurance


Explore 7,107 islands worry-free.
Truly, it’s more fun in the Philippines! 


Your SAGITARIES INSURANCE / FPG Global Travel Protection Domestic Table of Benefits 

Benefit

Plan I (PhP)

Plan II (PhP)

Plan III (PhP)

Plan IV (PhP)

Plan V (PhP)

Accidental Death/Disablement 

50,000

100,000

500,000

750,000

1,000,000

Unprovoked Murder & Assault 

25,000

50,000

250,000

375,000

500,000

Accidental Medical Reimbursement 

5,000

10,000

50,000

75,000

100,000

Accidental Burial Benefit 

5,000

10,000

50,000

75,000

100,000

Trip Cancellation 

25,000

50,000

100,000

120,000

150,000

Trip Curtailment 

10,000

20,000

50,000

75,000

100,000

Flight Delay 

1,000

2,000

10,000

15,000

20,000

Baggage Delay 

2,500

5,000

10,000

15,000

20,000

Loss of Baggage and Personal Effects 

5,000

10,000

25,000

35,000

50,000

Hospital Confinement Allowance 

1,000

2,000

3,000

4,000

5,000


PRICING

NUMBER OF DAYS

PLAN I

PLAN II

PLAN III

PLAN IV

PLAN V

1 - 5

70

145

205

277

366

6 - 12

100

205

353

473

627

13 - 21

130

265

435

575

800

22 - 31

160

325

651

875

1,150

Each Additional Week

36

82

200

275

350

Annual Premium

1,788

3,748

7,800

9,400

12,000

*Table of premiums is inclusive of Taxes. Amounts stated are in Philippine Peso


Terms & Conditions

ELIGIBILITY OF COVER:

Individual:

  • Age Limit: 16 to 70 years old

Group (2pax or more)

  • Age Limit: 1 to 70 years old

  • Ages between 1 to 15 years old can only be covered max of Php100,000 Total sum insured but should be accompanied by 1 adult with age between 16 to 70 years old

All applications for insurance coverage are subject to approval of SAGITARIES INSURANCE / FPG and conformity with SAGITARIES's Travel Agreement Domestic prior to insurance quotation or policy commencement.


General Exclusions

The following is a summary of the General Exclusions. The full terms and conditions are specified in the policy.

  • Motorcycling, riding or driving in any kind of race, all professional sports and air travel ( other than passenger on a scheduled commercial flight), hitchhiking, mountaineering, rock climbing, hiking/trekking in remote areas and underwater activities.

  • Death or injury related to pregnancy, AIDS, self-inflicted injury or illness, suicide, alcoholism, drug abuse and pre-existing condition.

  • War, mutiny, revolution, insurrection, rebellion, military or usurped power, strike, riot and civil commotion.

  • Military or air force operations.

  • Nuclear hazard

  • Medical treatment is the main purpose of the trip.

  • Illness that requires treatment or consultation, 12 months prior to commencement of the trips are not covered.


FAQs

  1. What is Travel Insurance?

    Travel Insurance is your protection in the event that an accident or sickness occur while you are travelling outside or within the Philippines. 

  2. What are the benefits of having a Travel Insurance?

    The SAGITARIES INSURANCE / FPG Travel will keep you worry-free given the numerous benefits under the international and domestic travel where losses of money/belongings and accident are covered. 

  3. When does your Travel Insurance begin and end?

    The Insured is covered whilst travelling, the coverage commences upon entry to the Airport in the Philippines and terminates upon exit of the Airport in the Philippines.

  4. What is the age limit for a person covered under Travel Insurance?

    For International Travel covers up to 80 years old

    For Domestic Travel covers up to 70 years old

  5. How can I claim under Travel Insurance?

    SAGITARIES INSURANCE / FPG Travel has a 24/7 hotline (+632) 459-4768 and a dedicated personnel who will attend to you while you are outside the Philippines. For Domestic Travel, you can call (+632) 859-1200 or (+632) 944-1300 for immediate assistance.

  6. Can I still buy Travel Insurance even if I have pre-existing condition?

    Yes, you can still purchase travel insurance. However, SAGITARIES INSURANCE / FPG Travel International can only cover pre-existing conditions up to US$ 500. Whilst, domestic travel does not cover pre-existing conditions.    

  7. What if after purchase of the Travel Insurance I was declined by the Embassy, can I cancel my Travel Insurance and refund the premium?

    The company will grant your request for policy cancellation upon submission of proof of denial for Visa application form the Embassy. The premium will be refunded except for the documentary stamps and taxes paid to the government. 

  8. If I travel frequently for a year, can I avail of an annual Travel Insurance?

    Yes, SAGITARIES INSURANCE / FPG Travel International provides annual cover for frequent travelers with unlimited trips but not to exceed (180) consecutive days per trip. 

  9. What are the advantages of our SAGITARIES INSURANCE / FPG Travel (International) compared to others?

    - It provides cashless claim settlement
    - It covers up to 80 years old
    - It provides worldwide cover excluding the Philippines
    - No medical application required

  10. Does the SAGITARIES INSURANCE / FPG Travel offers a family package at a discounted rate?

    Yes, SAGITARIES INSURANCE / FPG Travel International provides a family package with a maximum of four (4) family members.